Nationwide Insurance Class Action Lawsuit recent nationwide insurance class action lawsuit has preliminarily agreed upon a class action lawsuit with Nationwide Insurance, which resolves multiple allegations it illegally reduced or failed to grant proper insurance benefits to millions of residents in Delaware over a five-year period. If you filed health care insurance claims to Nationwide Insurance in Delaware between 2021, you might be entitled to a check for up to $1000. The sum you could receive depends on how many other plaintiffs are also pursuing similar lawsuits and the judge’s decision. You can file a claim with the U.S. Department of Justice by filing a complaint with the Office of Disability Discrimination. However, be aware that filing a lawsuit on your own is not very easy and is usually complex and lengthy process.
Nationwide Insurance Class Action Lawsuit
Nationwide, one of the largest health insurance providers in the nation, has been accused of discriminating against its insureds while denying them the right to obtain adequate medical expense benefits when they become ill or injured. Insurers must provide reasonable access to medically qualified emergency medical services, regardless of whether the individual is employed or not. According to the complaint, Nationwide violated the Fair and Accurate Credit Transactions Act (FACTA), Federal Trade Commission Act, and Delaware Commerce Clause because it failed to provide reasonable access to emergency medical services for its insureds.
As a direct result, the complaint claims that a substantial number of its Class Action Settlement Claimants were improperly denied the right to recover their medically excessive medical expenses from Nationwide. Among the class action Claimants who have been granted summary judgment on these claims are Claimants John M. DiLorenza, against the defendant/ insurer Humana Blue Cross Blue Shield, Inc. (Humana); Claimants’ PETER M. McCaleb, against the defendant/insurance provider Blue Cross of Louisiana, Inc. (Blue Cross); and Claimants’ ELI R. Johnson, against the defendant/insurance provider Alcoa Energy, Inc. (Alcoa).
Nationwide is one of the more generous insurance providers in the country; however, it appears that they often fail to make good on their claims with respect to providing adequate medical benefits when their clients become sick or injured.
In addition to the above-mentioned four separate cases mentioned above, there is also a case from which Nationwide was sued by its Class Action Settlement Claimants who was improperly denied the right to recover previously paid benefits from their insurer, despite the fact that they had fully paid their premiums and were properly covered by a no-fault coverage clause.
This claim was ultimately denied class status, however, because the insurer could not show that its policy coverage at the time of the denial was indeed adequate. Thus, according to this class action Claimant’s attorney, Nationwide’s failure to make good on this insurance company’s coverage obligations constitutes a violation of the FDCPA.
There are numerous reasons why insurance providers fail to make good on their FDCPA obligations.
One reason is that health insurance companies are often sensitive to the fact that many individuals live outside of their insurance provider’s service area. Unfortunately, health insurance providers often refuse to sell health plans outside of their service area, and thereby subject themselves to unwarranted losses in revenue. Health care costs are also projected to continue to rise.
As noted above, there are other reasons for insurers’ lack of compliance with their FDCPA obligations as well.
In addition to having salespeople who are unaware of the nuances of the FDCPA, many insurance agents have direct access to important information regarding the rights of plaintiffs. When such information is improperly accessed by such people, it is not unusual for claims denied for reasons that would not result in harm to a class member.
For example, many agents may improperly withhold information about certain procedures that are required under the Affordable Care Act (ACA), or fail to provide proper notice regarding significant changes in premium rates for certain class members. This information may further compel an innocent class member to enroll in a health plan that causes further injury or increased expenses.
The problems encountered by indemnity providers and their agents are nothing new. However, with the existence of a nationwide insurance class action lawsuit as described above, courts have found that such providers have a more significant duty to act when they know or should have known that their conduct violated the statute. Such lawsuits allow injured individuals who have been wrongfully denied coverage the opportunity to receive compensation. Such lawsuits have been successfully successful in the past, and they will likely continue to achieve results in the future.